Credit Card Counselor

Failing to pay the minimum can get you sued

It's a common question: Can credit card companies sue you if you pay, but don't pay enough. Unfortunately, if you have to ask, you probably won't like the answer

6 risky ways to pay off credit card debt

Not long after the eggnog wears off, the realization sets in that you got into the holiday shopping spirit a little too much this season. Now you're staring at a credit card bill the size of Santa's belly.

Is it Smart to Transfer a Credit Card Balance?

Moving a large credit card balance to a low-interest card might sound good -- but is it?

How can you start a good credit history?

Cash over credit, a resounding message on our Facebook fan page Friday

Credit card balance transfer: a good idea?

Credit Cards » Credit Card Balance Transfer: A Good Idea? The post-holiday blues have set in along with hefty yuletide credit card debt.

Survey: Minimum payment requirements haven't changed, we have

When it comes to credit card minimum payments, the card issuers' rules haven't changed much. We have

New truck loan means big debt

Q. I have two credit cards each at 13.99 percent, totaling $9,100 of debt. I also own my truck outright. It is valued at $11,000. I make $400 in total payments to my credit cards per month. My idea is to sell my truck, pay off the credit cards and buy a used vehicle for around $15,000. This would be lower than what I currently pay to my credit cards. I understand this will increase my total debt ...