Credit Card Debt Counseling

Debt After Death: Banks Chase Down Mourners

Nobody wants to remember a deceased family member by the debt they left behind, but many creditors certainly make it difficult to forget. Denise Townley was appalled when she received a letter from her mother's credit card issuer less than two weeks after her mother passed awa …

ConsumerMan: In defense of credit cards

Credit cards are not evil. There, I said it. But that’s not how some people see them. They see credit cards as the devils that tempt them to spend more than they should. Debit cards are the angels in their wallet who keep them from piling up mountains of high-interest debt.

ConsumerMan: High cost of cash-back cards

Credit card companies are hungry for new customers, so they’re flooding the mail with offers for rewards cards.

States of Limitations on Debts

How do bill collectors find you?

Bill collectors have access to multiple web site's that are geared to finding people, such as Lexis Nexis, Accurint, C.B.C, and traditional methods such as 411.com.

Credit card debt, terms limit holiday spending

For Cathy Getz, the holiday season has always been a time to lavish her family with gifts — regardless of whether there was money to pay for it.

ConsumerMan: Beware debt settlement outfits

Like many Americans, Judy Orlando, a nurse in LeRoy, N.Y., had racked up a mountain of credit card debt. Divorced and raising five children, she was carrying a total balance of about $30,000 on her five credit cards.