Credit Card Debt Counseling

Your options for reducing a high credit card APR

If your card issuer won't lower your high rate APR, you have several options -- including moving to a new card

New rules protect consumers from debt-relief scams

Consumers will be protected from debt-settlement companies that charge hefty upfront fees and make questionable claims, thanks to new government rules that take full effect in late October.

Fitchburg woman sentenced to one year in jail for theft

AYER -- The lawyer for a Fitchburg cleaning woman who stole a church caretaker's credit card and used it to rack up more than $4,000 in debt said her client suffers from a form of kleptomania, which accounts for her five-page record of theft and

New rules restrict credit counselors

The North Platte Telegraph We've all seen the ads, we've received the phone calls. Buried in credit card debt? Want to settle what you owe for pennies on the dollar? Falling for the pitch of companies who promise to help you pay off your debt can cost hundreds of dollars and leave consumers facing the same amount of debt. It's called "front loading," and the Federal Trade Commission is going to ...

Debt Relief Companies Get Hit with New Government Rules

Debt relief companies are in hot waters, as new changes to the Telemarketing Sales Rule (TSR) will prevent them to charge upfront fees until they actually do something for the consumer, Wall Street Journal reported. The TSR provisions will be in effect beginning Sept. 27. Three rules apply: (1) debt relief companies are to let consumers know what will happen, (2) what it will cost, (3) and how ...

Roy touts training, counseling as future keys

ATLANTA — The Air Force’s top enlisted leader wants to add classrooms for professional military education and expand marriage counseling services to help airmen cope with relationship problems so they don’t resort to suicide.

Sorting Out Debt-Relief Promises

Consumers will be protected from debt-relief companies that charge hefty upfront fees and make questionable claims, thanks to new government rules that take full effect in late October.