Credit Card Debt Consolidation

States of Limitations on Debts

How do bill collectors find you?

Bill collectors have access to multiple web site's that are geared to finding people, such as Lexis Nexis, Accurint, C.B.C, and traditional methods such as 411.com.

Credit card debt, terms limit holiday spending

For Cathy Getz, the holiday season has always been a time to lavish her family with gifts — regardless of whether there was money to pay for it.

ConsumerMan: Beware debt settlement outfits

Like many Americans, Judy Orlando, a nurse in LeRoy, N.Y., had racked up a mountain of credit card debt. Divorced and raising five children, she was carrying a total balance of about $30,000 on her five credit cards.

How to avoid debt problems before they start

Recent headlines notwithstanding, debt in and of itself is not all bad. There are things most Americans wouldn’t be able to do without borrowing: Buy a house, a car, get a college education. That’s how you can tell the difference between good debt and bad debt. Good debt is debt that actually gets you somewhere. It’s the mortgage that puts a roof (one you can actually afford, mind you) over your head, the car loan that gets you back and forth to work, the student loan that helps fund the college education that increases your lifetime earning potential by $1 million.

Money 911: Can credit card debt be inherited?

What happens to a parent’s debt when they pass away? Does a high debt-to-credit ratio negatively impact credit scores? TODAY financial editor Jean Chatzky, “Start Late, Finish Rich” author David Bach and CNBC personal finance correspondent Sharon Epperson offer advice on these issues, plus wise words about protecting your credit, investing and more:

Money 911: Budgeting your kids' education

Should you cancel an unused credit card that has an annual fee? What happens to a parent's debt when they pass away? TODAY financial editor Jean Chatzky, CNBC’s Carmen Wong Ulrich and David Bach, author of “Start Late, Finish Rich,” offer advice on these issues, plus wise words about protecting your credit, investing and more: